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Definition of insurance |

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/ ɪnˈʃʊər əns, -ˈʃɜr-/

This shows grade level based on the word's complexity.

the act, system, or business of insuringproperty, life, one's person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a payment proportionate to the risk involved.

coverage by contract in which one party agrees to indemnify or reimburse another for loss that occurs under the terms of the contract.

the contract itself, set forth in a written or printed agreement or policy.

the amount for which anything is insured.

any means of guaranteeing against loss or harm: Taking vitamin C is viewed as an insurance against catching colds.

of or relating to a score that increases a team's lead and insuresthat the lead will be held if the opposing team should score once more: The home run gave the team an insurance run, making the score 7-5.


In effect, this quiz will prove whether or not you have the skills to know the difference between “affect” and “effect.”

The rainy weather could not ________ my elated spirits on my graduation day.

First recorded in 1545–55; insure+ -anceOTHER WORDS FROM insurance

non·in·sur·ance, nounpre·in·sur·ance, nounpro·in·sur·ance, adjectiveWORDS THAT MAY BE CONFUSED WITH insurance

assurance, insurance Words nearby insurance

insuperable, insupportable, insuppressible, insurable, insurable interest, insurance, insurant, insure, insured, insurer, insurgence UnabridgedBased on the Random House Unabridged Dictionary, © Random House, Inc. 2022How to use insurance in a sentence

  • The company blames its financial demise on its insurance, which didn’t pay to insulate Century 21 from business interruptions caused by the coronavirus pandemic.

  • He said the interests of insurance companies and the interests of their customers were aligned when it came to the goal of helping people live longer, healthier lives.

  • “I’d put a well down there, pump it once a month and let it sit there as an insurance policy,” one hydrologist said.

  • Many insurance companies, recognizing the likelihood that it would happen again, declined to renew policies and left the state.

  • Try and avoid using the main keyword like “casino” or “insurance” too often.

  • His life as a man is built around health insurance and tax services.

  • His father, a writer, and his mother, who worked in insurance, were flawless.

  • She freely admits that she was using both to self-medicate after she lost her insurance.

  • More importantly, Medicaid served as a secondary insurance to his primary insurance.

  • Most of them have insurance, and only a small percentage face catastrophic illness.

  • He has come to believe in such things as old age pensions and national insurance.

  • Suppose one goes to the office of a general insurance agent to get insurance on his home.

  • Even the purest selfishness would dictate a policy of social insurance.

  • A delivery of a policy therefore, to an insurance broker, would be a delivery to his principal.

  • It was possible that no insurance company would take the risk on an expensive building in such a quarter.

British Dictionary definitions for insurance


  • the act, system, or business of providing financial protection for property, life, health, etc, against specified contingencies, such as death, loss, or damage, and involving payment of regular premiums in return for a policy guaranteeing such protection
  • the state of having such protection
  • Also called: insurance policy the policy providing such protection
  • the pecuniary amount of such protection
  • the premium payable in return for such protection
  • (as modifier)insurance agent; insurance broker; insurance company
  • a means of protecting or safeguarding against risk or injury

    Collins English Dictionary - Complete & Unabridged 2012 Digital Edition© William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollinsPublishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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